Partnering With You — Pay With Less Charge

More From
Payments

Your payments do more than go through — they recover charges, unlock AI-suggested discounts, build savings through round-ups, and keep your cards organised in one smart wallet. Built on 15+ years of fintech engineering by Joomo Enterprises.

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$4.2M+
Fees Recovered
52K+
Active Users
15+
Years Fintech
🛡️ Charge Recovery
💳 Card Wallet
🏷️ AI Discounts
💰 Round-Up Savings

What More from Payments Means

Four pillars that turn every transaction into an opportunity.

🛡️

Charge Recovery

Never pay for what you cancelled. We monitor your statements and automatically dispute unauthorised charges, repeated billing, and fees that shouldn't be there.

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💳

Card Wallet

All your cards, one dashboard. Add, organise, and manage credit, debit, and prepaid cards in a single smart wallet with real-time balance tracking.

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🤖

AI Suggested Discounts

Our AI analyses your spending patterns and suggests personalised discounts, promo codes, and cashback opportunities you'd otherwise miss.

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💰

Round-Up Savings

Every purchase rounds up to the nearest dollar. The spare change goes straight into your savings — painless, automatic, and it adds up fast.

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Pay Less. Save More.
Every Single Transaction.

From charge recovery that fights for your money to AI that finds discounts you didn't know existed — ChargeKrab makes your payments work harder. Sign up in under a minute.

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Latest from the Blog

Tips, updates, and deep dives into getting more from your payments.

Charge Recovery

What Is Charge Recovery and Why You Need It?

Every month, millions in cancelled subscriptions go unrefunded. Here's how ChargeKrab gets your money back.

Read more →
AI Discounts

How AI Finds Discounts You'd Never Find

Our classifier analyses 200+ data points per transaction to surface savings opportunities in real time.

Read more →
Savings

The $847 Coffee Habit — What Round-Ups Could Save

Rounding up every purchase to the nearest dollar turns loose change into real savings. We did the math.

Read more →

Ready to Get More
From Your Payments?

Join thousands of users who pay less, save more, and never let a charge slip through. No commitments, cancel anytime.

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Coming soon to iOS. Early access available now.